Zrutam Book 20 min

Zrutam · AI Enablement

The cost of not enabling AI

Two numbers, shown separately: the cash you're already burning on unused Copilot seats, and the productivity value still on the table. Deliberately conservative, every assumption cited.

First — which currency should we work in?

We'll set the region's Microsoft Copilot price and typical salary ranges to match — so every figure is in your currency.

The full calculator — every assumption exposed

Change anything. Both lenses update live, and every default is set below the published benchmark it cites.

Your numbers

30%
Adjust the assumptions (all cited)
30 min
10 min
20%

₹2,495/mo × 12 — region list, approx

50%

What it's costing your organisation

① Hard cash · wasted licences

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② Value at stake · estimate

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① and ② are two different things, shown separately on purpose. ① is cash already spent on unused licences — real even if nobody ever saves a minute. ② is the value of the time your people could reclaim. We don't add them: for the paid cohort that would double-count — enabling recovers the productivity and justifies the licence; you don't bank both.
Copilot is an add-on. Your team already pays for Microsoft 365 (Word, Excel, Outlook, Teams) — that base cost isn't counted here. Turning Copilot on adds ~₹2,495/mo per person on top of that. If a seat isn't used, the entire add-on fee is pure sunk cost — and the free tier (Copilot Chat) is web-only and can't see your org data.[4]

Cost breakup

Base Microsoft 365 (Word / Outlook / Excel / Teams)already paid · not counted here
Copilot add-on price / user / yr—
Licensed users—
Total Copilot premium committed—
Under-utilised → sunk cost—

The add-on price is Copilot only — it sits on top of your Microsoft 365 base plan and does not include those apps.

How it's calculated

Citations

  1. Microsoft Work Trend Index — Copilot's Earliest Users: ~14 min/day saved, 22% save 30+ min/day, 29% faster, 70% more productive. microsoft.com/worklab
  2. Microsoft — 11 minutes a day = 10 hours in 11 weeks. news.microsoft.com
  3. Forrester Total Economic Impact™ of Microsoft 365 Copilot — 132–353% three-year ROI. microsoft.com/microsoft-365/blog
  4. Microsoft 365 Copilot pricing — add-on requiring a qualifying M365 base plan (E3/E5/Business); free Copilot Chat tier is web-grounded only and can't access org data. India list ₹2,495/user/mo (~₹29,940/yr ex-GST). microsoft.com/en-in/microsoft-365/copilot
  5. Average salary in India, 2026 — urban-professional avg base pay ≈ ₹9.45 L/yr (Glassdoor). cleartax.in
  6. Copilot utilisation — only ~20–30% of paid seats used weekly (≈70–80% under-used); enterprise activation ≈36% (Gartner/Forrester-compiled estimates, 2025–26; directional). valueaddvc.com

Usage-intensity mapping (the adoption question) is directional and self-reported — presented as such, not as a cited hard figure. Copilot regional prices and salary benchmarks are directional list/average figures — region list, approx.

Stop paying for shelf-ware. Start banking the upside.

In 20 minutes we'll show you how Zrutam turns idle Copilot seats into daily habits — and which of these numbers you can claw back first.

Book 20 min with Zrutam →